Dental, Optical & Osteopathic Claims

Dental treatment – 50% of the cost of treatment up to maximum of £75 per year.

Optical treatment (including sight test) – 50% of the cost of treatment up to a maximum of £75 every two years.

Osteopathic treatment – 100% of the cost of treatment up to a maximum of £150 per year.

Any claims for benefits in respect of treatments received outside of the United Kingdom are at the discretion of the Board of Management.

Discretionary benefits have been paid by TFS for over 30 years and we intend to continue to pay these in the future. However, it is important to point out that they are not guaranteed and could be reduced or taken away at any time.

Children are not eligible for Discretionary Benefits

In 2017, 2018 and 2019 we paid a total of £393k in Discretionary Benefits.


Apply Online

The quickest and easiest way to claim is online. Please click here to proceed with your claim and ensure that all receipts include your full name. Debit/credit card receipts are not accepted.

Apply by Email (desktop only)

Alternatively you can complete a claim form for Dental & Optical Benefit or Osteopathic Benefit  and email along with your scanned receipts to

Print, Complete and Post Your Claim

If you prefer to send in your claim by post, print the appropriate form below.

Dental & Optical Benefit 

Osteopathic Benefit