Dental, Optical & Osteopathic Claims

Discretionary Benefits - Dental, Optical and Osteopathic grants

UPDATE

DISCRETIONARY BENEFITS LIMITS – EFFECTIVE FROM 1 MARCH 2024

The Society would like to inform its members that as from 1 March 2024, it will be reducing the Discretionary Benefits limits that its Sickness and Savings Plans members can claim in respect of Dental, Optical and Osteopathic treatments by registered practitioners. As members may recall, in April 2022, the Society’s Board increased the Discretionary Benefits limits by 33% in order to try and assist members with the cost of receiving dental, optical or osteopathic treatments following the lifting of Covid 19 restrictions. The Board feels that the time has now come to revert to the limits that were in place prior to Covid 19. The Board has taken into account the interests of all of the Society’s members in arriving at this decision.

As from 1 March 2024, the Discretionary Benefits limits are as follows:

Dental treatment – 50% of the cost of treatment, up to a maximum of £75 per year.

Optical treatment – 50% of the cost of treatment, up to a maximum of £75 every two years.

Osteopathic treatment – 100% of the cost of treatment, up to a maximum of £150 per year.

The Society would like to remind its Sickness and Savings Plans members that it has paid Discretionary Benefits for over 30 years and intends to continue to doing so in future.  However, it is important to point out that they are not guaranteed and could be reduced or taken away at any time.

What are the Discretionary Benefits?

TFS-insurance-claims-paid

Being a mutual society allows us to offer additional benefits to our Sickness and Savings Plans’ members at no extra cost.

They become eligible for Discretionary Benefits for Dental, Optical and Osteopathy treatments after 12 months’ contributions have been paid into a Sickness or Savings Plan.

Our ISA and Health Cash Plan members are not eligible for Discretionary Benefits.

In the last three years we paid

nearly £450k in Discretionary Benefits

Please Note

Discretionary Benefits have been paid by TFS for over 30 years and we intend to continue to pay these in the future. However, it is important to point out that they are not guaranteed and could be reduced or taken away at any time.

Any claims for benefits in respect of treatments received outside of the United Kingdom must be supported by a debit or credit card receipt and are at the discretion of the Board of Management.

Children are not eligible for Discretionary Benefits.

This is our way of giving back to our members

Discretionary Benefit limits

(for expenses incurred on or after 1 March 2024)

Discretionary Benefit limits
  • Dental treatment – 50% of the cost of treatment, up to a maximum of £75 per year.
  • Optical treatment (including sight test) – 50% of the cost of treatment, up to a maximum of £75 every two years.
  • Osteopathic treatment – 100% of the cost of treatment, up to a maximum of £150 per year.

Before you claim

Prepare HCP claim

We aim to process our members’ claims as quickly as possible. In order to do that, we require you to submit your claim form fully completed along with the official receipts or other relevant supporting documentation.

Please ensure your receipt complies with our requirements, as failure to do so may cause a delay to the payment of your claim. Please check these requirements below.

Receipt Requirements for Discretionary Benefits Claims

Submit your claim

Claim Icon

Claim Online

The quickest and easiest way to claim is online. Please click here to proceed with your claim and ensure that all receipts include your full name. Debit/credit card receipts are not accepted without an official receipt.

 

Print, Complete and Post Your Claim

If you prefer to send in your claim by post, print the form below.

Discretionary Benefit Claim Form

Last Updated: March 2024